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Forget Rs 40 crore retirement fund, Indian students can't even save Rs 3 crore
India's Rs 40 crore retirement estimate by Sandeep Jethwani may be mathematically sound, but salary data tells a different story. With most graduates earning modest incomes and job stability still a concern, reports from PLFS, Unstop, and income surveys reveal a widening gap between what Indians earn and what they need to retire.





